The Buckinghamshire Building Society has unveiled a range of new buy to let products, including limited company deals for the first time.
Tim Vigeon, head of lending at the Buckinghamshire Building Society. “Buying a property to rent out via a limited company can offer a number of advantages, and our manual underwriting process means looking at these types of cases is very much part of our business as usual process. We have also extended our range to help individuals looking for consumer buy-to-let and those who need alternative ways of assessing affordability.”
| PRODUCT | INITIAL RATE | DISCOUNT FROM BTL SVR | FOLLOW ON RATE | APRC | MAX LTV | ERC | APP FEE | PROD FEE | |
| BL35 BTL 3 year discount CBTL & ex ratio | 3.49% | 2.25% | 5.74% | 5.4% | 75% | 1% in the first year | £150 | £999 | |
| BL34 fixed rate to 30/11/20 CBTL & ex ratio | 3.99% | n/a | 5.74% | 5.4% | 75% | 3% to 30/11/18; 2% to 30/11/19; 1% to 30/11/20 |
£150 | £999 | |
| BL31 3 year discount individual landlords | 2.69% | 3.05% | 5.74% | 5.2% | 75% | 1% in the first year | £150 | £999 | |
| BL32 3 year discount limited company | 3.49% | 2.25% | 5.74% | 5.4% | 75% | 1% in the first year | £150 | £999 | |
| BL33 fixed rate to 30/11/20 ltd company | 3.99% | n/a | 5.74% | 5.4% | 75% | 3% to 30/11/18; 2% to 30/11/19; 1% to 30/11/20 |
£150 | £999 | |