Habito has added to its buy-to-let range with purchase and remortgage products with up to 75% loan to value (LTV).
Fixed rates are available from two to 10 years, with pricing starting at 3.14% for a two-year, or 3.94% for a 10-year fixed-rate mortgage and its range includes fee assist products.
Habito’s mortgages are available for customers buying either in their own name or as a limited company.
The provider is now also instructing physical valuations in England, where possible.
Habito has also lowered its minimum valuation cap for outside of London to £50,000, from £75,000, and removed the maximum number of background properties for portfolio landlords. As previously was the case, Habito’s criteria include no minimum income and is open to first-time landlords.