NatWest is reintroducing two-year semi-exclusive deals for both purchases and remortgages.
There are also rate changes to the core and semi-exclusive ranges of residential purchase mortgages and remortgages.
Mark Bullard, head of sales at NatWest, said: “We’ve taken this opportunity to reintroduce our semi-exclusive deals for both purchases and remortgages with some very competitive two-year products.
“Having reviewed our portfolio we have also made some adjustments to rates to reflect the current market conditions and balance our mix of business.”
Full list of the changes are as follows:
CORE RANGE
Residential
NEW
2 year fixed rate purchase
- [FO17138] 60% LTV, 1.54% (3.8% APRC, 3.99% SVR), £995 product fee, £250 cashback
WITHDRAWALS
2 year fixed rate purchase
- [FO16986] 60% LTV, 1.66% (3.8% APRC, 3.99% SVR), £995 product fee
RATE CHANGES
5 year fixed rate purchase
- [FO17139] 60% LTV, increasing by 1bps from 1.94% to 1.95% (3.4% APRC, 3.99% SVR), £995 product fee, £250 cashback
- [FO17140] 70% LTV, increasing by 1bps from 1.98% to 1.99% (3.3% APRC, 3.99% SVR), £995 product fee, £250 cashback
- [FO17141] 75% LTV, increasing by 2bps from 1.98% to 2.00% (3.4% APRC, 3.99% SVR), £995 product fee, £250 cashback
- [FO17142] 80% LTV, increasing by 8bps from 2.10% to 2.18% (3.4% APRC, 3.99% SVR), £995 product fee, £250 cashback
- [FO17143] 85% LTV, increasing by 3bps from 2.31% to 2.34% (3.4% APRC, 3.99% SVR), £995 product fee, £250 cashback
Semi-Exclusives
Residential
NEW
2 year fixed rate purchase
- [FO17144] 60% LTV, 1.53% (3.8% APRC, 3.99% SVR), £995 product fee, £350 cashback
5 year fixed rate purchase
- [FO17145] 60% LTV, 1.91% (3.3% APRC, 3.99% SVR), £995 product fee, £350 cashback
2 year fixed rate remortgage
- [FO17153] 60% LTV, 1.61% (3.8% APRC, 3.99% SVR), £995 product fee
WITHDRAWALS
5 year fixed rate purchase
- [FO17100] 60% LTV, 1.89% (3.3% APRC, 3.99% SVR), £995 product fee, £250 cashback
5 year fixed rate purchase
- [FO17146] 70% LTV, increasing by 1bps from 1.94% to 1.95% (3.3% APRC, 3.99% SVR), £995 product fee, £350 cashback
- [FO17148] 75% LTV, increasing by 5bps from 2.38% to 2.43% (3.4% APRC, 3.99% SVR), £0 product fee, £500 cashback
- [FO17147] 75% LTV, increasing by 1bps from 1.94% to 1.95% (3.3% APRC, 3.99% SVR), £995 product fee, £350 cashback
- [FO17150] 80% LTV, increasing by 1bps from 2.45% to 2.46% (3.5% APRC, 3.99% SVR), £0 product fee, £250 cashback
- [FO17149] 80% LTV, increasing by 1bps from 2.04% to 2.05% (3.4% APRC, 3.99% SVR), £995 product fee, £500 cashback
- [FO17151] 85% LTV, increasing by 8bps from 2.16% to 2.24% (3.4% APRC, 3.99% SVR), £995 product fee, £500 cashback
- [FO17152] 90% LTV, increasing by 2bps from 2.99% to 3.01% (3.7% APRC, 3.99% SVR), £0 product fee, £500 cashback
5 year fixed rate remortgage
- [FO17154] 60% LTV, increasing by 2bps from 1.89% to 1.91% (3.3% APRC, 3.99% SVR), £995 product fee
- [FO17155] 60% LTV, increasing by 4bps from 2.09% to 2.13% (3.3% APRC, 3.99% SVR), £0 product fee
- [FO17157] 70% LTV, increasing by 5bps from 2.14% to 2.19% (3.4% APRC, 3.99% SVR), £0 product fee
- [FO17156] 70% LTV, increasing by 1bps from 1.94% to 1.95% (3.3% APRC, 3.99% SVR), £995 product fee
- [FO17158] 75% LTV, increasing by 1bps from 1.94% to 1.95% (3.3% APRC, 3.99% SVR), £995 product fee
- [FO17159] 75% LTV, increasing by 1bps from 2.27% to 2.28% (3.4% APRC, 3.99% SVR), £0 product fee
- [FO17160] 80% LTV, increasing by 5bps from 2.10% to 2.15% (3.4% APRC, 3.99% SVR), £995 product fee
- [FO17161] 80% LTV, increasing by 1bps from 2.28% to 2.29% (3.4% APRC, 3.99% SVR), £0 product fee
- [FO17162] 85% LTV, increasing by 10bps from 2.24% to 2.34% (3.5% APRC, 3.99% SVR), £995 product fee
- [FO17163] 90% LTV, increasing by 20bps from 2.49% to 2.69% (3.6% APRC, 3.99% SVR), £995 product fee, £500 cashback
End Dates:
- Two-year term end dates moving from 31/07/2020 to 30/11/2020
- Five-year term end dates moving from 31/07/2023 to 30/11/2023