Virgin Money has made changes to its residential mortgage range.
The new products will be available from 31 January.
Rate reductions have been made to selected fixed rates and trackers. This includes a two-year fixed rate product at 1.94% up to 60% LTV with a £995 product fee; and a two-year tracker at 1.89% up to 70% with a £995 product fee.
Virgin Money Fee Saver products have also been improved, with a two-year fixed rate at 2.39% up to 70% LTV with no fee and a two-year fixed rate at 2.55% up to 75% with no fee.
For those customers with smaller deposits, a two-year fixed rate Fee Saver product is available at 4.45% up to 90%, and a five-year fixed rate at 5.49% up to 95% with no fee.