The Leeds Building Society has introduced a five-year fixed rate mortgage at 3.95% available up to 80% loan to value (LTV).
There is no higher lending charge and 10% capital repayments are allowed each year without penalty.
It comes with a £199 booking fee and £800 completion fee up to £500,000, 1.00% over £500,000
The mutual has also launched a three-year ‘fees assisted’ mortgage at 3.75% up to 75% LTV, and at 4.39% up to 85% LTV. These offer free standard valuations worth up to £335 and free in-house legal services for standard re-mortgages, together with reduced fees.
Kim Rebecchi, Leeds Building Society’s sales and marketing director, said: “Our new mortgage range, which includes a market leading five-year deal, offers a fantastic opportunity for those customers who wish to lock into the certainty of low fixed repayments. This is combined with the flexibility of 10% capital repayments each year at a very affordable rate.
“We have also launched a market leading fees assisted 3 year fixed rate, which is suitable for those customers who may require help with up front costs.”
