Vida has launched a range of residential and buy-to-let fixed rate products following on from the recent relaunch of variable products.
The residential range is available for both first-time buyers and home movers as well as remortgages including capital raising for debt consolidation.
With maximum loan sizes of up to £2,000,000, rates start at 8.09% for a two-year and 7.69% across a five-year term.
Loan to value (LTV) options are 75% and 85% and being available across all adverse tiers makes the products suitable for those that may have experienced missed payments or CCJs in recent years.
The buy-to-let range includes products for both amateur and professional landlords, those wanting to purchase or remortgage HMOs and MUBs, and expats in a wide range of countries across the world.
Allowing a broad range of property options including flats above commercial units, ex – Local Authority flats, HMOs and MUBs, loans are available up to a maximum of £1,000,000. Two and five-year fixed rates start at 7.49%, with LTV up to 80%, and 75% for expats.
