Zephyr Homeloans has announced a new two-year fixed-rate mortgage as well as a 100bps reduction across its fixed-rate mortgage product range.
The lender said that it is offering 5.35% on a two-year fixed-rate buy-to-let mortgage at 65% loan to value (LTV) for standard properties with an A to C-rated energy performance certificate (EPC) and 5.45% for properties with an EPC rating of D or E.
Zephyr is also offering 5.55% on a two-year fixed-rate mortgage for houses in multiple occupancy and multi-unit freehold blocks at 65% LTV for properties with an EPC rating of A to C and 5.65% for properties with an EPC rating of D and E.
Paul Fryers (pictured), managing director at Zephyr Homeloans said: “Despite the latest pause in interest rate rises, landlords are still experiencing general inflationary costs in the current economic climate.
“By lowering our lending rates across the board, we’re continuing to enable brokers to support their landlord buy-to-let customers’ needs.”
Zephyr is also offering 5.95% on a five-year, fixed-rate buy-to-let mortgage at 65% LTV for standard properties with an A to C-rated EPC and 6.05% on properties with an EPC rating of D or E.
It is additionally offering 6.94% for a lifetime tracker mortgage at 65% LTV for standard properties with an A to C-rated EPC and 7.04% on properties with an EPC rating of D or E.