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Barclays makes mortgage rate cuts

by Kevin Rose
18 March 2019
Barclays unveils mortgage offering for entrepreneurs
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Barclays has made changes to its residential and Reward product ranges.

These changes include introducing new products as well as making reductions to existing products.

New products are as follows:

Purchase/Remortgage

LatestNews

Suffolk BS returns to 90% LTV market

Precise Mortgages launches cashback and refunded valuations

Bluestone Mortgages appoints national account manager

  • 1.86% 2 Year Fixed, £0 product fee, 60% LTV, Min loan £5,000, Max loan £1,000,000

EMC

  • 1.63% EMC Reward 2 Year Fixed, £299 product fee, 60% LTV
  • 1.79% EMC Reward 3 Year Fixed, £299 product fee, 60% LTV
  • 1.59% EMC Reward 2 Year Tracker, £999 product fee, 75% LTV
  • 1.99% EMC Reward 2 Year Tracker, £0 product fee, 75% LTV
  • 1.94% EMC Reward 5 Year Fixed, £999 product fee, now available at 75% LTV
  • 2.19% EMC Reward 5 Year Fixed, £0 product fee, now available at 75% LTV

Rate reductions are as follows:

Residential

Purchase

  • 3.52% 2 Year Fixed, £0 product fee, £1000 cashback, 95% LTV, Min loan £50,000, Max loan £375,000 will decrease to 3.47%
  • 1.78% EMC Homemover Reward 3 Year Fixed, £499 product fee, 75% LTV, Min loan £5,000, Max loan £1,000,000 will decrease to 1.73%
  • 2.09% 5 Year Fixed, £0 product fee, 60% LTV, Min loan £5,000, Max loan £1,000,000 will decrease to 2.03%
  • 2.42% 5 Year Fixed, £0 product fee, 85% LTV, Min loan £5,000, Max loan £1,000,000 will decrease to 2.29%
  • 3.39% 5 Year Fixed, £0 product fee, 95% LTV, Min loan £5,000, Max loan £375,000 will decrease to 3.32%%
  • 2.14% Green Home 2 Year Fixed, £0 product fee, 90% LTV, Min loan £5,000, Max loan £375,000 will decrease to 2.10%
  • 2.44% Green Home 5 Year Fixed, £0 product fee, 90% LTV, Min loan £5,000, Max loan £375,000 will decrease to 2.36%

Purchase/Remortgage

  • 1.53% 2 Year Fixed, £999 product fee, 60% LTV, Min loan £5,000, Max loan £1,000,000 will decrease to 1.49%
  • 1.70% 2 Year Fixed, £299 product fee, 60% LTV, Min loan £5,000, Max loan £1,000,000 will decrease to 1.63%
  • 1.79% 2 Year Fixed, £999 product fee, 85% LTV, Min loan £5,000, Max loan £375,000 will decrease to 1.68%
  • 1.79% 2 Year Fixed, £1999 product fee, 85% LTV, Min loan £375,000, Max loan £1,000,000 will decrease to 1.68%
  • 1.79% 2 Year Fixed, £999 product fee, 90% LTV, Min loan £5,000, Max loan £375,000 will decrease to 1.78%
  • 2.09% 2 Year Fixed, £299 product fee, 90% LTV, Min loan £5,000, Max loan £375,000 will decrease to 2.04%
  • 2.19% 2 Year Fixed, £0 product fee, 90% LTV, Min loan £5,000, Max loan £375,000 will decrease to 2.15%
  • 1.74% 3 Year Fixed, £999 product fee, 60% LTV, Min loan £5,000, Max loan £1,000,000 will decrease to 1.63%
  • 2.24% 3 Year Fixed, £0 product fee, 85% LTV, Min loan £5,000, Max loan £1,000,000 will decrease to 2.19%
  • 2.19% 5 Year Fixed, £999 product fee, 85% LTV, Min loan £5,000, Max loan £1,000,000 will decrease to 2.09%
  • 2.34% 5 Year Fixed, £999 product fee, 90% LTV, Min loan £5,000, Max loan £375,000 will decrease to 2.29%
  • 2.49% 5 Year Fixed, £0 product fee, 90% LTV, Min loan £5,000, Max loan £375,000 will decrease to 2.41%

EMC

  • 1.52% EMC Reward 2 Year Fixed, £999 product fee, 60% LTV, will decrease to 1.49%
  • 1.98% EMC Reward 2 Year Fixed, £299 product fee, 85% LTV, will decrease to 1.89%
  • 2.09% EMC Reward 2 Year Fixed, £299 product fee, over 85% LTV, will decrease to 2.04%
  • 2.19% EMC Reward 2 Year Fixed, £0 product fee, over 85% LTV, will decrease to 2.15%
  • 2.13% EMC Reward 5 Year Fixed, now £499 product fee, available at 75% LTV, will decrease to 2.05%
  • 2.18% EMC Reward 5 Year Fixed, £999 product fee, 85% LTV, will decrease to 2.09%
  • 2.25% EMC Reward 5 Year Fixed, £499 product fee, 85% LTV, will decrease to 2.19%
  • 2.41% EMC Reward 5 Year Fixed, £0 product fee, 85% LTV, will decrease to 2.40%
  • 2.33% EMC Reward 5 Year Fixed, now £499 product fee, over 85% LTV, will decrease to 2.32%
  • 2.48% EMC Reward 5 Year Fixed, £0 product fee, over 85% LTV, will decrease to 2.41%
  • 3.24% EMC Reward 2 Year Tracker, £99 product fee, 85% LTV, will decrease to 2.99%
  • 2.74% EMC Reward 10 Year Fixed, £1999 product fee, 70% LTV, will decrease to 2.59%

Buy-to-let

Purchase/Remortgage

  • 2.10% 2 Year Tracker, £1795 product fee, 60% LTV, Min loan £35,000, Max loan £2,000,000 will decrease to 1.85%
  • 3.09% 2 Year Tracker, £0 product fee, 75% LTV, Min loan £35,000, Max loan £1,000,000 will decrease to 3.01%
  • 1.63% 2 Year Fixed, 1% of loan product fee, 60% LTV, Min loan £35,000, Max loan £215,000 will decrease to 1.55%
  • 1.78% EMC Reward BTL 2 Year Fixed, £500 product fee, 65% LTV, will decrease to 1.72%
  • 2.08% EMC Reward BTL 2 Year Tracker, £1795 product fee, 65% LTV, will decrease to 1.85%
  • 3.08% EMC Reward BTL 2 Year Tracker, £0 product fee, 75% LTV, will decrease to 3.01%
  • 2.08% EMC Reward BTL 2 Year Tracker, £1795 product fee, 60% LTV, will decrease to 1.85%
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  • MORTGAGES
    • Mortgage type
      • Discount mortgages
      • Fixed rates
      • Fee-free
      • Interest-only
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      • Trackers
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    • Green Mortgages
    • Help to Buy
    • New build
    • Overseas
    • Regulation
    • Self build
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  • BRIDGING
  • BTL
    • Consumer BTL
    • HMO/MUFB
    • Holiday Let
    • Limited Company BTL
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    • Asset finance
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  • G.I.
  • LATER LIFE
    • Equity release
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      • Drawdown
    • Pensions
    • Retirement borrowing
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  • PROTECTION
    • Critical illness
    • Income protection
    • Group protection
    • Life cover
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© 2022 Bedazzled Media Limited.
Company Number 11335497. Registered Office: Unit 1, E.M.P. Building, 4 Solent Road, Havant, Hampshire PO9 1JH

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