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Crystal offers its lowest rate for buy-to-let yet

by Kevin Rose
28 June 2012
Roger Dewsbery of Crystal Mortgages
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Roger Dewsbery of Crystal Mortgages

Crystal Mortgages has unveiled its lowest buy-to-let rate at 2.44% above the Bank of England Base Rate (BBR).

The Independent commercial finance specialist also reported that it has issued terms of over £25 million since it entered the market a year ago.

This includes refinancing, purchasing and capital raising applications for first-time landlords, multiple property owners and limited companies.

Terms were issued on £87 million of new business applications from January to March 2012, compared to £69 million in the corresponding period in 2011, with completions up 37% and applications up 36% year-on-year.

The average loan size also increased to £262,000 from £209,000, with the largest deal during the period a £1.6 million refinance of a mixed use commercial property portfolio.

Roger Dewsbery (pictured), senior underwriter at Crystal Mortgages, said: “Our move into buy-to-let packaging has already paid dividends, and we will continue to introduce the best possible products and judge each application on its merit.

“We entered the market one year ago to support the tens of thousands of good buy-to-let owners who were being restrained financially, citing high street banks over-reliance on automated answering systems. The situation is the same now as it was then.”

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© 2018 Trek Publishing Limited. Website design by Bedazzled Media Limited.
Company Number 11335497. Registered Office: Butterick Building Unit K, 38 New Lane, Havant, P09 2ND

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  • MORTGAGES
    • Mortgage type
      • Discount mortgages
      • Fixed rates
      • Fee-free
      • Interest-only
      • Offset
      • Remortgages
      • Trackers
      • Variable rates
    • Conveyancing
    • First time buyers
    • Help to Buy
    • New build
    • Overseas
    • Regulation
    • Self build
    • Shared ownership
  • BRIDGING
  • BTL
    • Consumer BTL
    • HMOs
    • Limited Company BTL
  • COMMERCIAL
    • Asset finance
    • Auction finance
    • Commercial mortgages
    • Development finance
    • Invoice finance
    • SME finance
  • DISTRIBUTION
  • G.I.
  • LATER LIFE
    • Equity release
      • Lifetime mortages
      • Drawdown
    • Pensions
    • Retirement borrowing
  • LOANS
  • PROTECTION
    • Critical illness
    • Income protection
    • Group protection
    • Life cover
    • PMI

© 2018 Trek Publishing Limited. Website design by Bedazzled Media Limited.
Company Number 11335497. Registered Office: Butterick Building Unit K, 38 New Lane, Havant, P09 2ND

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