Gen H has made a series of mortgage rate cuts specifically targeting those with smaller deposits, such as first-time buyers.
The lender has introduced a five-year 95% LTV with fee product at 4.94% in the standard range and 4.88% in the homebuying bundle range.
Elsewhere across the range, all two, three and five-year products have been reduced by up to 11 basis points (bps).
Pete Dockar, Gen H’s chief commercial officer, said: “We’re thrilled to have made these reductions today to make sure our broker partners have the best options available for their clients.
“We’ve been able to be agile with our pricing, and this time it’s to the benefit of buyers with smaller deposits in particular.”