Market Harborough Building Society (MHBS) has reduced fixed rates by up to 0.35 percentage points.
The Society’s fixed rate mortgages are available across its specialist lending areas, including expat, buy-to-let and multi-generation mortgages.
Two year fixed rates have reduced by 0.35 percentage points whilst three and five year fixed rates are now 0.20 percentage points and 0.10 percentage points lower respectively.
Additionally, MHBS has simplified its buy-to-let solutions, introducing tiered pricing and a standard product fee of 0.65%. It has also made top-slicing, lending into retirement and annexes available as standard under tier one, with tier two and tier three options available for more challenging buy-to-let scenarios.
The Society’s buy-to-let range has no minimum ICR; instead affordability is assessed by taking personal and rental income into account.