Accord Mortgages has introduced three remortgage options with a £495 fee.
The new offerings include two-year fixes at 1.42% at 65% loan to value (LTV), 1.46% at 75% LTV and a rate of 1.55% for those with a 20% deposit.
Each mortgage comes with £500 cashback on completion, free standard valuation and free legal fees.
In addition, Accord has reduced rates across selected 65%, 75%, 80% and 85% LTV mortgages. Deals for homebuyers include a two-year fix at 1.86% at 75% LTV and a 2.24% three-year fix at 85% LTV. Both options have no product fee plus £500 cashback on completion and free standard valuation.
Available to remortgaging borrowers with a 25% deposit is a 1.84% three-year fix or a 2.10% five-year fix. Both have no product fee and include £250 cashback on completion and free standard valuation and free legal fees.
David Robinson, national intermediary sales manager at Accord, said: “September marks the start of one of the busiest periods of mortgage maturities in over five years, so we expect to see a high level of remortgage activity over the coming months.
“We want to provide a choice of competitive mortgages to borrowers coming to the end of their current deal. We hope our new offerings plus the rate reductions we’ve made will suit a range of borrowers’ needs, including longer-term options for those looking to maximise on the current low-rate environment.”