Northern Rock has refreshed its mortgage range.
Certain Everyday five-year fixed rates have been reduced by up to 0.60%.
Everyday five-year fixed rates for customers opting for a deal with a product fee remain unchanged and are available from 4.09%.
Everyday two-year fixed rates for purchase customers with a 30% deposit are now available from 2.98% with a £995 product fee or 3.99% without a product fee.
Everyday two-year fixed rates for remortgage customers with a 30% deposit are now available from 3.08% with a £995 product fee or 3.99% without a product fee.
Everyday three-year fixed rates for purchase customers with a 30% deposit are now available from 3.78% with a £995 product fee or 4.69% without a product fee.
Everyday three-year fixed rates for remortgage customers with a 30% deposit are available from 3.78% with a £995 product fee or 4.69% without a product fee.
Everyday two-year trackers at 70% LTV are now available from 2.69% (BOE +2.19%) for purchase customers or from 2.89% (BOE +2.39%) for remortgage customers.
On Everyday products, the Early Repayment Charge (ERC), currently 4% of the outstanding secured loan balance, will apply to the outstanding secured loan balance at the time of redemption until the end of the respective fixed rate period. Any overpayments in excess of the 10% annual allowance will also be subject to the Early Repayment Charge.
The ERC on Northern Rock&’146’s Flexible range of mortgages is currently 4% of the original secured loan balance.
All product end dates have been extended until 1 April.
