The Skipton Building Society is introducing a new range of two and five-year fixed rate residential mortgages.
Rates on the majority of products are being lowered by up to 0.25 percentage points.
Free valuations are offered on all purchase and remortgage two and five-year fixed products.
Purchase products include two-year fixes at 1.39% to 60% LTV and 2.35% to 90% LTV, and a five-year fix at 3.19%to 90% LTV, all with £995 fees. For those looking to remortgage, products include a five-year fix at 3.19%to 90% LTV with £995 fee.
Early repayment charges of 2/1% apply until 31/10/18 (two-year fixes), 5/5/4/3/2% until 31/10/21 (five-year fixes). Meanwhile, overpayments of up to 10% per annum are allowed without penalty.
Fee free purchase products include two-year fixes at 1.79% to 60% LTV and 2.69% to 90% LTV.
These new deals are available through the Society’s Skipton Direct customer service centre, branches and all intermediaries.
Kris Brewster (pictured), the Skipton’s head of products, said: “We are delighted to offer even better value to new buyers and those wishing to remortgage by lowering rates across most of our two and five-year fixed rate residential mortgages. We also continue to offer fee and rate options to suit a number of different borrower requirements.
“Our mortgage products continue to have an emphasis on offering wide choice and good value, along with our commitment to doing everything to help borrowers.”