The Hinckley & Rugby Building Society has launched a lifetime tracker mortgage, priced at 3.69%.
The new deal is available up to 75% max LTV.
It is free of any early repayment charge (ERC) and there is no valuation fee providing the price or value of the property is less than £1 million.
There is an arrangement fee of £395 and a completion fee of £695.
The maximum loan available is £300,000.
Chris White, the Hinckley & Rugby’s chief executive, said: “With base rate unchanged for more than three years now and no sign of movement, this tracker offers an attractive rate with no early repayment charge if circumstances change.”